Motor Insurance
  • Comprehensive Insurance

    This policy provides cover for motor own damage and its accessories against loss or damage caused to the insured vehicle, whether private cars or commercial vehicles, accidentally and unintentionally by the policyholder or the driver of the vehicle.

  • Third Party Insurance

    This insurance policy is compulsory by Law as stipulated in the Cooperative Insurance Companies Law. It provides insurance for amounts that the owner of the motor vehicle may be legally liable for in respect of:

    Death of or bodily injury to any person including all passengers in the vehicles (except the insured, his spouse or the driver).

    Property damage (except those owned by the insured or the driver at the time of accident or property that has been entrusted to the insured or is in his custody or control).

  • Sanad Extra

    Sanad Extra is a Third party Insurance which also covers the Total loss of the vehicle due to Fire and natural perils.

  • Third Party

    In the event of an accident, this covers damage to third party vehicles and injuries to others.

  • Physical Damage:

    Covers any damage that occurs to your vehicle.

  • Protection and Removal

    Cost of protecting your vehicle from further damage and towing it to a safe place or nearest workshop.

  • Emergency Medical Expenses

    Covers emergency medical expenses incurred in connection with any injury to the driver to passengers.

    You may also include the following to your policy:

    • Personal Accident: provides cover in the event that you or any passengers in your vehicle are injured.*
    • Extension Abroad: extends the chosen cover outside the Kingdom.*
    • Repair at a dealer or workshop of choice.*

    * All coverages are in accordance to the terms and conditions of SANAD’S insurance police. You are kindly requested to read it in its entirety.