Health Insurance

Group Medical Insurance

SANAD, prompted by demand for medical insurance coverage, has designed programs to meet the specific requirements of a wide range of health insurance seekers. Available policies allow for customization of coverage at the Kingdom’s best medical facilities as well as cash reimbursement for care received abroad.

Group Team Protection Insurance

This insurance provides protection and security for corporate staff in case of death, total and partial disabilities, related medical expenses and unemployment.

Small Group E-Medical Insurance

This CCHI-compliant program caters to the needs of expatriates whether small groups and/or those holding individual sponsorships. The all e-transaction functionality allows for optimum level of service.

Out Patient Care

Your wellbeing is our primary objective. And since you are entrusted to look after it, do not hesitate for one second to protect it with SANAD.

SANAD provides the medical coverage for the following cases:

  • Medical examinations (by consultants and specialist) with your appointed medical service providers.
  • Required scans and lab analysis for your case.
  • Preventive measures as specified by the ministry of Health such as vaccinations for children.
  • Required medication.
  • All pre-existing medical cases, chronic diseases and accompanying medication.
  • Endoscopies

In Patient Care

SANAD’s Obligation does not end upon granting you the approval for a medical procedure. In fact this is only the start of our obligation.

Our highly trained medical providers are committed to providing you with the top medical care levels you deserve, and will closely monitor you case through the hospitalization period, making sure that you and your loved ones are receiving the best levels of service.

This service coverage includes the following features:

  • Medical operations and day surgeries.
  • Hospital bed and recuperation unit charges.
  • Companion’s stay and living expenses.
  • Medication and medical equipment.
  • ICU’s

*all coverages are in accordance to the terms and conditions of SANAD’s insurance policy you are kindly requested to read it in its entirety.

Emergency Cases

You are not bound to any medical center or hospital, or to your insurance category.

In the unfortunate even of an emergency, a wide selection of hospitals and medical centers, both in the Kingdom and internationally8, are at your disposal.

Simpy notify SANAD of your case and we will follow up your health condition and finalize all that is required.

Once you have recovered, you can submit the required documents and invoices to us for reimbursement.

*If you have purchased coverage for outside Saudi Arabia.

Pregnancy and Birth

SANAD babies are worthy of the highest levels of medical care, from the moment they are conceived till the moment they are born.

Our coverage includes:

  • Premature babies.
  • Birth defects and congenital deformation.
  • Incubators and ICU's.
  • Vaccines stipulated by the Ministry of Health.
  • Circumcision and ear piercing.
  • Other medical procedures required for the safety of the newborn.

Dental Benefits

Your beautiful smile means a lot to us. And a beautiful smile generally reflects you overall wellbeing. For this reason we surround you with the best level of care through our wide range of dental service providers.

We, at SANAD, are pleased to offer the following services:

  • Consultation fees.
  • Gum treatment including special medication.
  • Fillings, composites and amalgams.
  • Root canals.
  • Tooth extractions, simple or surgical.
  • X-rays.
  • Cleaning and whitening*.
  • Discounts on other services not mentioned here being a member of SANAD

*In centers specified by Sanad

Optical Benefits

To take a clear decision you must have a clear vision. Look carefully and then decide.

Become a member of SANAD to enjoy the following coverage:

  • Optical check up
  • Optical eyewear medical lenses and frames.
  • Contact lenses.